Insurance Premium Payment API
Collect life, health and motor insurance premiums for 55+ insurers through BBPS.
Insurance Premium Payment
Sandbox readyearned on every successful transaction · ₹10.00–₹500,000.00 per transaction
- Prepaid wallet with automatic refunds
- Free sandbox keys for testing
- IP whitelisting, signed requests and webhooks
Premiums paid on time
Fetch the premium due by policy number and insurer, collect it and pay through BBPS. The customer gets a reference instantly and the policy stays active.
What you get with the Insurance Premium Payment API
55+ insurers
Life, health and motor insurance companies.
Premium fetch
Policy holder and amount due.
Operator-wise rates
Commission or fee set per operator, and lower with a package.
Prepaid wallet
Each call is debited at your rate; failed calls are refunded automatically.
Webhooks
Pending transactions are confirmed to your server automatically.
Panel or API
Use it from the Recharge & services panel, or integrate the REST API.
Go live in four steps
Fetch premium
Pay
Reference returned
Frequently asked questions
Can I test before paying?
Yes. Create a free sandbox key and try every call; live keys need a package and wallet balance.
Can I use it without coding?
Yes. Every service is available in the Recharge & services panel of your client area.
What happens if a transaction fails?
The amount is refunded to your wallet automatically. Pending transactions are confirmed by webhook once the operator responds.
Start using the Insurance Premium Payment API
Create a free account, test with sandbox keys and go live as soon as you are ready.