Loan EMI Payment API
Collect EMIs for 450+ banks, NBFCs and microfinance lenders through BBPS.
Loan EMI Repayment
Sandbox readyearned on every successful transaction · ₹10.00–₹500,000.00 per transaction
- Prepaid wallet with automatic refunds
- Free sandbox keys for testing
- IP whitelisting, signed requests and webhooks
EMI collection made simple
Fetch the borrower's due EMI by loan number and lender, collect it at your counter or in your app, and pay it through BBPS with an official reference.
- Banks, NBFCs and MFIs
- 450+
- Before collecting
- Fetch due
- For every EMI
- BBPS ref
What you get with the Loan EMI Payment API
Every lender type
Banks, NBFCs, housing finance and microfinance.
Due amount fetch
Borrower name and EMI due.
Operator-wise rates
Commission or fee set per operator, and lower with a package.
Prepaid wallet
Each call is debited at your rate; failed calls are refunded automatically.
Webhooks
Pending transactions are confirmed to your server automatically.
Panel or API
Use it from the Recharge & services panel, or integrate the REST API.
Go live in four steps
Fetch EMI
Collect and pay
BBPS reference
Frequently asked questions
Can I test before paying?
Yes. Create a free sandbox key and try every call; live keys need a package and wallet balance.
Can I use it without coding?
Yes. Every service is available in the Recharge & services panel of your client area.
What happens if a transaction fails?
The amount is refunded to your wallet automatically. Pending transactions are confirmed by webhook once the operator responds.
Start using the Loan EMI Payment API
Create a free account, test with sandbox keys and go live as soon as you are ready.